Cookie Policy

At Norgan Taylor Financial LTD, we are committed to protecting the privacy of our users and maintaining transparency in all aspects of our online operations. As a UK-based commercial finance and loan brokerage, we use cookies and similar tracking technologies to enhance the functionality of our website, deliver a smoother browsing experience, and provide tailored content that is relevant to your business finance needs.

This Cookie Policy explains what cookies are, how we use them in connection with our services, and how you can manage or disable them if you wish. We encourage you to read this policy carefully to understand your rights and options regarding the use of cookies while using our website.

What Are Cookies?

Cookies are small text files that are downloaded to your device (such as a computer, tablet, or smartphone) when you visit a website. These files allow a website to recognise your device, store certain information about your browsing activity, and tailor your online experience. Cookies serve a variety of functions, from enabling key site features to helping us understand user behaviour so we can continue to improve our website and services.

While cookies may collect data such as IP addresses, browsing preferences, and session durations, they do not typically identify individuals directly. Instead, they provide valuable insights into how our site is being used, which helps us offer more relevant, user-focused experiences — especially important in the context of financial products, where clarity and accessibility are key.

How We Use Cookies

We use cookies to support a range of business-critical and user-enhancing functions on our website. These include, but are not limited to, the following categories:

  • Essential Cookies
    These cookies are necessary for the website to function properly. They enable features such as secure logins, form submissions, loan eligibility checks, and the proper loading of web pages. Without these cookies, parts of our site — including the ability to submit a commercial finance enquiry — may not operate correctly.

  • Performance and Analytics Cookies
    These cookies help us understand how visitors interact with our website by collecting anonymous data on usage patterns, page visits, and feature engagement. This allows us to monitor website performance, identify areas for improvement, and ensure the information we present — such as business loan options, rates, and guides — is clear, accessible, and helpful.

  • Functionality Cookies
    Functionality cookies enable our site to remember choices you make, such as your preferred language, previously viewed loan categories, or saved progress in an enquiry form. These cookies allow us to deliver a more consistent and personalised experience each time you visit the site, making it easier to navigate our services efficiently.

  • Marketing and Targeting Cookies
    These cookies may be set by us or selected third-party partners. They track browsing activity and are used to deliver advertising and marketing communications that are relevant to your interests, such as updates on commercial mortgage rates, asset finance solutions, or SME lending options. These cookies may also limit how often you see an advert and help measure the effectiveness of our campaigns.

 

Third-Party Cookies

Some cookies on our website may be set by third-party providers whose services we integrate for enhanced functionality, such as live chat support, embedded calculators, credit profiling tools, or advertising platforms.

These third-party cookies operate under their own privacy policies and may collect information about your browsing habits on this and other websites. We do not control the use of these cookies and recommend reviewing the privacy and cookie policies of these providers for further details on how they handle your data.

Managing Your Cookie Preferences

Upon your first visit to our website, you will be presented with a clear cookie consent banner that allows you to accept or reject the use of non-essential cookies. You may choose to allow all cookies, decline all but essential ones, or customise your preferences.

You can modify your choices at any time by clicking the “Cookie Settings” link located in the footer of our website. Additionally, most web browsers allow you to control and manage cookies via their settings. You can delete existing cookies, block future cookies, or receive notifications when cookies are being set.

Please be aware that disabling certain types of cookies may impact your experience on our website. For example, some features — such as online calculators, form submissions, or tailored loan recommendations — may not work as intended without functional cookies enabled.

Your Consent

By continuing to browse our website after receiving the cookie notification, and by choosing to accept non-essential cookies, you consent to the use of cookies as outlined in this policy. If you do not agree with the use of cookies, you can decline them at any time using our Cookie Settings tool or through your browser settings.

Policy Updates

We may update this Cookie Policy from time to time in response to changes in legislation, guidance from the Information Commissioner's Office (ICO), or changes to our data practices and technologies. Any significant changes will be communicated clearly on this page, with the date of the last revision shown at the top.

Contact Us

If you have any questions about this Cookie Policy or how we use cookies in relation to our commercial loan services, please don’t hesitate to get in touch with us. We are always happy to explain our practices and protect your privacy.

Email: info@norgantaylor.co.uk
Telephone: 0118 315 0188
Registered Office: Hamilton House, 44 Hamilton Terrace, Milford Haven, Pembrokeshire, SA73 3JP